2009 Taxes: Tax Information From FindLaw

Avoid Foreclosure: Help for Struggling Homeowners

The recent economic downturn in the U.S. has brought record job loss numbers and plunging real estate values, leaving many homeowners struggling to keep up with their monthly mortgage payments. And with foreclosures on the rise nationwide, it's never been more important for cash-strapped homeowners to understand their options and take action now, to avoid losing their homes to foreclosure.

The Foreclosure Basics

What is Foreclosure?

An explanation of the legal right of a mortgage holder to gain ownership of property.

Get answers to common questions about foreclosure and help available to homeowners.

Foreclosure FAQs

Get answers to common questions about foreclosure and help available to homeowners

Foreclosure Rescue Scams Skyrocket

The jump in foreclosures has triggered a corresponding rise in predatory scams targeting financially-strapped homeowners. Learn how to protect yourself.

Avoid Foreclosure: Loan
Modification and Other Options

If You are Behind on Your Mortgage Payments

If you are having trouble making your payments, contact your loan servicer to discuss your options -- including loan modification -- as early as you can.

Contacting Your Loan Servicer

Before you get in touch with your loan servicer to discuss loan modification and other options, you'll need to get the right information together and be prepared.

10 Tips to Avoid Foreclosure

If you're facing foreclosure, don't ignore the problem. There are steps you can take to stay in your home.

Reduce Your Mortgage Obligations to Avoid Foreclosure

You may be able to stop paying on some of your home loans without risking foreclosure. Here's how.

Mortgage Loan Modification Scams on the Rise

Learn how to protect yourself from scammers taking advantage of struggling homeowners.

Resources for Avoiding Foreclosure

Find a foreclosure
attorney near you

Legal Issue
Location

State-Specific Foreclosure Assistance and Information

Understand Your Mortgage

Mortgage Borrowers' Rights

Mortgage Borrowers' Rights

Understand your rights related to the largest and most important loan you're likely to have during your lifetime.

Understand Your Mortgage Statement

An explanation of information on your mortgage statement, and an interactive look at a sample statement (from MakingHomeAffordable.gov).

Types of Mortgages

From adjustable-rate mortgages (ARMs) to home equity loans, a look at different types of home loans.

Mortgage Glossary

Understand the "language of mortgages" with these explanations of key terms and phrases related to your home loan.